Company Description Finansh helps individuals and businesses make smarter borrowing decisions through a transparent, technology-enabled approach to accessing finance. The company combines financial expertise, lender intelligence, and proprietary technology to help clients understand their options, identify suitable lenders, and navigate the borrowing process with clarity and confidence.
Finansh supports individuals with home loans, balance transfers, loans against property, lease rental discounting, and other property-backed financing. It also advises businesses on working capital, machinery finance, project finance, capital structuring, and complex borrowing requirements. With solutions like FinBo, Finansh focuses on making borrowing simpler, smarter, and stress-free by looking beyond headline interest rates and aligning proposals with real-world credit policies.
Role Description The Junior Credit Executive is a full time, on-site role based in Pune District. This role is responsible for supporting credit assessment processes, including collecting and reviewing client financial information, analyzing creditworthiness, and preparing preliminary credit notes for senior team members.
The Junior Credit
Executive will assist in monitoring credit limits, tracking payment behavior, and flagging potential risks in line with company policies.
Day-to-day tasks include coordinating with clients to clarify documentation, maintaining accurate records in internal systems, and supporting the structuring of credit proposals aligned with lender policies. The role also involves collaborating with customer service and finance teams to ensure smooth processing of applications and a clear, informed borrowing experience for clients.
Qualifications
- Candidates should possess skills in Credit Control and Credit Management to support assessment, monitoring, and administration of client credit profiles.
- Candidates should possess strong Analytical Skills and a solid understanding of Finance to interpret financial statements, evaluate risk, and contribute to proposal structuring.
- Candidates should possess Customer Service skills to communicate clearly with clients, respond to queries, and provide a professional, supportive experience throughout the credit process.
- Relevant educational background in Finance, Commerce, Economics, or a related field is beneficial.
- Attention to detail, proficiency with spreadsheets or basic financial software, and the ability to work collaboratively in a fast-paced environment are preferred.
- Prior internship or entry-level experience in banking, NBFCs, credit analysis, or financial services will be an advantage.
📌 Junior Credit Executive (Pune)
🏢 Finansh
📍 Pune