Refyne is building the financial infrastructure of Bharat's workforce.
What began as an earned wage access solution for India's largest employers has grown into a full-spectrum financial platform spanning lending, insurance, savings and wealth. Refyne is trusted by some of the country's most valuable companies to power the financial lives of their people.
Today, Refyne has partnered with over 600+ top enterprises to bring fair, timely and responsible financial services to more than 10 million employees across India, helping employers drive a 90%+ employee retention rate.
One platform. Every employer. Bharat's entire workforce.
As India's economy scales, Refyne is building the foundational layer that lets every employee, across every workplace, access financial security with ease, convenience and dignity.
About The Role
At Refyne, we're building the financial infrastructure that powers millions of employees across India.
As our lending business scales, data-driven decisions sit at the core of our risk strategy.
This is where you come in.
As a Credit Risk Analyst, you will own the evaluation of loan applications and support critical risk management initiatives. You will solve problems demanding both analytical rigor and sharp attention to detail, keeping our underwriting processes productive, accurate, and compliant.
Your work won't just improve a processit will directly shape our credit quality and strengthen the foundation of our business
How You'll Make an Impact
Perform preliminary analysis and scrutiny of retail/individual loan applications, conducting end-to-end verification of CIBIL reports, bank statements, salary slips, and KYC documentation.
Evaluate income, repayment capacity, and debt obligations to assess credit risk and make accurate, data-driven underwriting decisions with minimal error rates.
Maintain meticulo
📌 Credit Risk Underwriter (Bengaluru)
🏢 Refyne India
📍 Bengaluru
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