Purpose of the Job

The incumbent will be responsible to ensure that Bank complies with AML regulations and provides necessary support to the Compliance function in monitoring of transactions.

Deliverables
Closure of alerts with respect to AML
Recommending STRs on cases fit for STR filing
To do various transaction monitoring activities
Preparation and Updation of data for FIU reporting
Suggesting AML process improvement plans to eliminate gaps
Ensuring that the Bank complies with RBI regulations and provides necessary support to the Compliance function.
Review and approve suspicious transactions and ensure quality STR submissions.
Ensure effective transaction monitoring, customer risk assessment, and ongoing due diligence.
Maintain AML records, audit trails, and MIS for regulatory inspections.
Report AML/CFT risks and compliance status to senior management and the Board.
Responsible for timely completion of ML/TF risk assessment .
Responsible for customer risk categorization.




Ensure AML staff is well trained on AML/KYC/CFT guidelines & regulatory awareness across the bank.

Demonstrate
Drive team productivity, capability building, and performance management.
In-depth knowledge on PMLA
Analytical and problem-solving abilities
Excellent communication skills
Hands on MS-Excel; SQL would be an added advantage

Decision Level

Prime: Final Decision-Making authority, accountable to the Management
Closure of AML alerts
Conduct trainings on RBI Compliances
Process Improvement Plans
Reporting and presentations on non- compliances

Shared: Decisions reached jointly with peers on a collective basis
Documentation on AML procedures
Coordinate with internal auditor

Contributory: Makes a major contribution to a decision or policy judgment reached by others
Guidance to staff and various team members on AML related issues.

📌 Aml Officer Gurugram
🏢 Airtel Payments Bank
📍 Gurugram