Job Description

Location: Bangalore

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Shift Timing: 9 :30 PM – 6:30 AM (US Shift)

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Cab facility provided

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Experience: 7 to 10 Years

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Job Title: Team Leader - Credit Operation (US Mortgage/Loan operation)

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Job Summ ary

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We are looking for an experienced and detail-orient ed Team Leader – Credit Operati ons to manage and oversee loan origination, processing, and documentation activities. This role involves leading a team, ensuring compliance with credit guidelines, and driving operational efficiency while maintaining high-quality standards across all loan files.

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Key Responsibilities

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1. Credit Review & Documentation

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- Review loan applications and supporting documents to ensure completeness, accuracy, and compliance with credit and program guidelines
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- Collect, validate, and organize borrower documentation such as financial statements, tax returns, ownership records, and insurance papers
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- Identify and reconcile inconsistencies across documents (e.g., ownership details, revenue figures, entity names,



and addresses), escalating discrepancies when required
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- Prepare loan files for underwriting submission and closing using standardized checklists and quality control measures
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2. Team Leadership

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- Lead, mentor, and manage a team of loan processing and origination specialists
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- Set clear performance expectations and ensure consistent delivery of high-quality output
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- Foster a positive, collaborative, and performance-driven work workplace
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3. Loan Origination & Processing

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- Oversee the end-to-end loan origination and processing lifecycle
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- Ensure adherence to company policies, regulatory requirements, and credit guidelines
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- Monitor loan pipelines, identify bottlenecks, and proactively resolve issues to maintain turnaround times
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4. Stakeholder Collaboration

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- Coordinate with Sales, Underwriting, and Closing teams to address documentation gaps and

📌 Team Leader (Bengaluru)
🏢 R Systems
📍 Bengaluru