Internal Audit †Credit Audit

Garde: M2/M3/M4

Key Responsibilities:

- Participate in audits covering Working Capital, Term Loan, and Non-Fund Based products across Consumer, Commercial, and Corporate Banking portfolios.

- Review credit appraisal, sanctioning, monitoring, and renewal processes to assess adherence to internal policies, regulatory guidelines, and delegated authorities.

- Evaluate borrower assessments, financial analysis, credit due diligence, and risk monitoring frameworks.

- Assess compliance with pre- and post-sanction conditions and identify potential credit, process, and control risks.

- Identify gaps in credit risk evaluation, monitoring, and governance processes, and recommend corrective actions.

- Analyze portfolio trends, exceptions, and control weaknesses to support risk-based insights and recommendations.

- Collaborate with business, credit, risk, and support teams to discuss observations and drive resolution of identified issues.

📌 Audit Executive-SUPPORT SERVICES-Internal Audit (Mumbai)
🏢 Kotak Securities
📍 Mumbai