Senior Test Engineer - Cards Testing (4 to 6 Years Experience)- Immediate Joiners

? Location: Chennai

⏳ Notice Period: Immediate Joiners

? Experience: 4 to 6 Years

About the Role

We are looking for a highly skilled Senior Test Engineer with strong expertise in the Cards & Payments domain to join our growing testing team. The ideal candidate will possess hands-on experience in Card Management Systems, Payment Switches, ISO 8583 messaging, and test environment management , along with the ability to lead testing activities and coordinate with client and offshore teams.

Key Responsibilities

Cards Domain Expertise

- Demonstrate strong knowledge of Credit & Debit Card lifecycle management including card issuance, authorization, clearing, settlement, disputes, and loyalty programs.
- Hands-on experience with Visa and Mastercard scheme rules , compliance standards, and regional payment regulations, preferably in the Middle East market.
- Validate multi-currency transaction flows , card controls, limits management, and rewards/loyalty processing.

Core Systems & Technical Testing
- Perform end-to-end testing across VisionPLUS modules including:
- CMS (Card Management System)
- FAS (Financial Accounting System)
- TRAMS
- VMx
- Validate integrations involving IST Switch, ATM Switches, POS Networks, and Host Systems .
- Analyze and validate ISO 8583 message formats , transaction routing, authorization responses, and settlement files.
- Support defect analysis and root cause identification across integrated payment ecosystems.

Simulators & Setting Management
- Configure and execute testing using:
- Visa Test System (VTS)
- OTS
- ATM Simulators
- POS Simulators
- Host Simulators
- Ensure test environment readiness, simulator stability, and test data availability throughout the project lifecycle.
- Coordinate environment support for SIT, UAT, Regression, and Production Verification phases.

Test Leadership & Delivery




- Prepare and review test strategies, test plans, test scenarios, and execution reports.
- Lead test execution activities and ensure adherence to quality standards and timelines.
- Conduct defect triage meetings with developers, business analysts, and client stakeholders.
- Perform effort estimation, risk assessment, and mitigation planning.
- Mentor junior testers on cards domain, switch validations, and complex transaction testing scenarios.

Operational & Governance Responsibilities
- Ensure compliance with organizational quality standards, governance processes, and delivery commitments.
- Manage work allocation, sprint planning, progress tracking, and resource utilization.
- Maintain project repositories for test artifacts, defect logs, execution evidence, sign-offs, and change requests.
- Adhere to data privacy, information security, and regulatory compliance requirements.
- Provide daily, weekly, and monthly status reports to Test Managers and project stakeholders.

Required Skills: ✅ 4 to 6 years of experience in Cards & Payments Testing

✅ Strong knowledge of Credit/Debit Card processing and payment ecosystems

✅ Experience with VisionPLUS (CMS, FAS, TRAMS, VMx)

✅ Expertise in ISO 8583 message validation and switch testing

✅ Experience with VTS, OTS, ATM/POS/Host Simulators

✅ Defect Management and Test Management tools (JIRA, ALM, etc.)

✅ Excellent stakeholder communication and coordination skills

✅ Strong analytical and problem-solving abilities

Preferred Skills

- Middle East Banking / Cards project experience
- Visa and Mastercard certification/testing exposure
- Agile and Scrum delivery experience
- Knowledge of ATM, POS, E-commerce, and Switch integration testing

? Immediate Joiners candidates can share their updated resume on [email protected] along with below details:

- Total Experience:
- Years of experience in Cards:
- Current Company:
- Current Location:
- Notice Period:
- Current Salary:
- Expected Salary:

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