Responsibilities Designing and formulating credit underwriting for supply chain finance and strategize & partner in technology implementation to enable digital journey in supply chain financing process. Responsible for conducting detailed research on the financial history of businesses and their Reviewing and verifying financial statements (like Balance Sheet, P&L;, Cashflow), GSTR 3B filings, Bank Statements, credit rating report, KYC and other financial documents to develop a customer’s/prospect profile and arrive at a credit recommendation. Building scorecard-based credit risk decision models and strategies driven by cashflow based Ensure policy compliance and underwriting standards, thereby maintaining standard portfolio quality through monitoring account conduct, credit limit,



contribution margins, credit rating Working closely with technology and business team leaders to build out current credit acquisition and risk management capabilities and refine the existing ones.

Co-ordinating with external financial partners banks/ NBFCs to explore best suited facility End to end review of credit operations process and keeping a close track of exceptions/ Undertake secondary research to be abreast with economy & industry trends, regulatory Discounting, Supply chain finance, financial reporting, AR management etc.

📌 Credit Underwriter - Commercial Real Estate (Bengaluru)
🏢 Qrata
📍 Bengaluru