Responsibilities

nDesigning and formulating credit underwriting for supply chain finance and strategize & partner

nin technology implementation to enable digital journey in supply chain financing process.

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nResponsible for conducting detailed research on the financial history of businesses and their

nrelated parties/ individuals to determine their creditworthiness.

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nReviewing and verifying financial statements (like Balance Sheet, P&L;, Cashflow), GSTR 3B

nfilings, Bank Statements, credit rating report, KYC and other financial documents to develop a

ncustomer’s/prospect profile and arrive at a credit recommendation.

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nBuilding scorecard-based credit risk decision models and strategies driven by cashflow based

napproach in the fintech domain.

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nEnsure policy compliance and underwriting standards, thereby maintaining standard portfolio

nquality through monitoring account conduct, credit limit, contribution margins, credit rating

nmovement.

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nWorking closely with technology and business team leaders to build out current credit acquisition

nand risk management capabilities and refine the existing ones.

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nCo-ordinating with external financial partners banks/ NBFCs to explore best suited facility

nstructure basis pros and cons.

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nEnd to end review of credit operations process and keeping a close track of exceptions/

ndeferrals at sanction and transaction levels.

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nUndertake secondary research to be abreast with economy & industry trends, regulatory

nrequirements and key management personnel background check

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nOpportunity to have a direct interface with corporate customers and come up with the

nlearning curve via engagement with modules: Banking instruments like BG, LC, LCBD, Invoice

nDiscounting, Supply chain finance, financial reporting, AR management etc.

📌 Credit Risk Underwriter (Bengaluru)
🏢 Qrata
📍 Bengaluru