Job Description – Underwriting / Risk Assessment CA

Position: Underwriting / Risk Assessment – CA

Experience: 2–3 Years

Location: Ahmedabad, Gujarat

Vacancy: 1

Qualification: CA (Chartered Accountant)

Industry: Financial Services / Lending

Job Summary

We are looking for a Chartered Accountant with 2–3 years of relevant experience in

Underwriting / Risk Assessment. The candidate will be responsible for evaluating financial and credit risk, analysing financial statements, and supporting informed lending and credit decisions.

Key Responsibilities

● Conduct financial and credit risk assessment of customers/businesses.

● Analyse financial statements, balance sheets, P&L; statements, cash flows, and other financial information.

● Evaluate the creditworthiness and repayment capacity of applicants.

● Review income, banking transactions, liabilities, and financial ratios.

● Identify potential financial, credit, and business risks.

● Assess loan proposals and supporting financial documents.

● Prepare detailed risk assessment and underwriting reports.





● Verify and analyse customer/business information and documentation.

● Coordinate with sales, credit, operations, and other internal teams.

● Ensure underwriting decisions comply with company policies and risk parameters.

● Monitor cases and highlight deviations or risk concerns to the concerned team.

Candidate Requirements

● Qualified CA with 2–3 years of relevant experience.

● Prior experience in Underwriting, Credit Risk, Risk Assessment, Credit Analysis, or Lending is preferred.

● Robust knowledge of financial statement analysis and financial ratios.

● Valuable understanding of credit evaluation and risk assessment.

● Robust analytical and decision-making skills.

● Good communication and documentation skills.

● Proficiency in MS Excel and financial analysis.

● candidates based in Ahmedabad preferred.

Pay: ₹600,000.00 - ₹1,200,000.00 per year

Application Question(s):
Have you qualified for the CA Final?

Experience:
Risk Assessment : 2 years (Required)

Work Location: In person

📌 Risk Assesement Ca Ahmedabad
🏢 Technocruitx Universal
📍 Ahmedabad