04 Oct
|
Bajaj FinServ
|
India
04 Oct
Bajaj FinServ
India
Job Purpose The Co-Lending Product Manager will be responsible for designing, managing, and scaling co-lending partnerships between banks, NBFCs, and Fintechs. This role involves product ownership, regulatory compliance, and driving growth in co-lending portfolios across MSME, housing, and retail segments.
Duties and Responsibilities
- Business development across HFC's, NBFC's and Fintech's for business partnership under Co-lending/FLDG models. This will include all activities of pipeline creation, commercial negotiations, legal agreements, tech integrations, compliance alignments and other onboarding activities.
- Key account management for business generation post onboarding of partner - monthly business volumes across each partner, revenue, and loan loss.
- Robust portfolio management along with risk actions to keep loan loss within desired threshold.
Key Decisions / Dimensions
- Data accuracy basis fitment and proposing to stakeholders.
- Business construct, product fitment and possible business volume with each partner.
- Shortlisting of the right partner basis fitment and proposing to stakeholders.
Major Challenges
- Knowledge of varied product sets given that partnerships may vary across different product classes such as personal loans, business loans, micro finance loans etc.
- Interacting with various stakeholders across the organization as business will be heavy on risk, credit, and finance.
Required Qualifications and Experiencea) Qualifications
- Postgraduate preferably MBA
b) Work Experience
- 4-6 years in business development/account management.
- 2-3 years of financial services experience is mandatory.
c) Skills Keywords
- Confident with good language proficiency across English & Hindi.
- Flexible with patience in dealing with clients.
- Individual with a strong mindset & temperament who adapts to BFL culture.
Locations
- Job Level: GB06
- Job Title: Regional Manager - Direct Assignment & Co-Lending Business, Direct Assignment & Co-Lending, Co-Lending
- Job Location Country: India
- State: MAHARASHTRA
- Region: West
- City: Pune
- Location Name: Pune - Wakdewadi
- Tier: Megapolis
📌 Regional Manager - Direct Assignment & C... (India)
🏢 Bajaj FinServ
📍 India