Role Profile
RCU Analyst (BPFD)

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ROLE SPECIFICATION
Role Title
RCU Executive
Employee Interviewed
Yes
Reports To

Company
Muthoot Fincorp Limited
Function/Department
RCU
Location
Chennai
Written By
M. Nagarajan
Approved By (Functional)
M. Nagarajan
Approved By (People & Culture)

Date (Written On)

ROLE SUMMARY

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES
Operations & Transactional
Conducting analysis on File/Docket review
Conducting analysis on Hunter/Ancora review
Conducting analysis on RCU verification/CPV, BGV review
Conducting analysis on Customer/Vendor/Employee verification
Conducting analysis on AML, EWIS, STR, RFI
Performing reverse analysis on BAU, Surveillance etc, on regular intervals

Process Improvement
Conducting analysis on file review HL, LAP,SCF, BL,VM etc,.
Docket review of HL& LAP, BC
10% of property verification
Performing analysis of effectiveness of Hunter Validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV




Performing analysis of effectiveness of Crime check validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV etc,.
Employee referral, Vendor Vetting offline through email from respective FPR
Surveillance activities, not limited to EWIS, AML, STR, Adhoc Investigation etc,.
Performing evaluation or reverse analysis of above listed process from RBI compliant
Liaison with internal & external stakeholders on recent project and evaluation of existing projects
To take part in brainstorming session with respective stakeholders on all upcoming projects towards achievement of utmost utilisation of Digital Solutions
KEY INTERACTIONS
Internal Stakeholders
External Stakeholders

Business,Credit,Operations,IT,Product,Legal,Technical,Audit,Compliance,HR,Admin,

RCU Vendor,Ancora,Experian,IDFY,CAMS,Bank Connect, Inbox,

KEY ROLE DIMENSIONS

Geographical coverage –
Direct reportees
Total team size
SUL

📌 Rcu Executive Chennai (India)
🏢 Muthoot Fincorp
📍 India