- Drive sales and revenue generation for investment-oriented Life Insurance products.
- Sell ULIP, Guaranteed Return Plans, PAR and Non-PAR products through inbound and outbound sales channels.
- Achieve and consistently exceed monthly premium, business and conversion targets.
- Handle assigned leads, conduct timely follow-ups and maximize lead-to-sale conversion.
- Understand customer financial goals, investment requirements, risk appetite and policy objectives.
- Recommend suitable Life Insurance investment solutions based on customer requirements.
- Conduct effective product presentations, need analysis, objection handling and sales closure.
- Manage the complete sales cycle from lead generation and qualification to policy issuance.
- Drive cross-selling and upselling opportunities to increase customer value and premium contribution.
- Maintain strong follow-up discipline to improve conversion ratio and closure rate.
- Explain product features, premiums, advantages, maturity values, policy terms, charges and applicable conditions accurately.
- Maintain updated customer and sales information in CRM and internal sales systems.
- Build strong customer relationships to support repeat business, referrals and long-term engagement.
- Monitor individual sales performance and take proactive actions to achieve assigned KPIs.
- Stay updated on Life Insurance investment products, market practices and competitor offerings.
- Ensure adherence to company processes,
sales quality standards and applicable regulatory requirements.
Required Skills
- Strong hands-on knowledge of Life Insurance Investment Products.
- Practical sales experience in ULIP, Guaranteed Return Plans, PAR and/or Non-PAR products.
- Proven track record in premium generation and business conversion.
- Strong sales closure, negotiation and objection-handling skills.
- Excellent communication, presentation and customer engagement abilities.
- Candidate must have practical experience in Term Insurance Sales.
- Strong lead management, follow-up and relationship-building skills.
- Ability to identify customer needs and position suitable investment solutions.
- Strong target achievement and result-oriented approach.
- Ability to work in a high-performance, target-driven sales environment.
- Valuable understanding of Life Insurance sales processes and customer acquisition practices.
Experience
- Minimum 1 year of relevant experience in Life Insurance Investment Sales.
- Candidates must have hands-on experience selling ULIP and/or Guaranteed Return Plans.
- Experience in PAR / Non-PAR products will be preferred.
- Candidates with demonstrated premium achievement, business contribution and strong conversion performance will be preferred.
Preferred Candidate Background
Candidates from the following industries are preferred: