"This position is open with Bajaj Finance Ltd."
Culture Anchor:
Work Hard - Consistently puts in effort, plans and tracks daily progress to achieve targets.
Execute with Rigor - Takes responsibility for meeting targets with focus and effort.
Own It - Maintains honesty and fairness in all interactions in line with organization's policies.
Act with Integrity
Duties and Responsibilities
Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.
Decisioning the application within the desired TAT.
Taking logical calls based on CIBIL reports, Applicant's past service of loans, income/obligations, Tele/Video PD, Geo tagging reports.
Coordinating with sales, operations, collections, and customer service team to facilitate the customer in a better way.
Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
Required Qualifications and Experience
MBA Finance with relevant experience.
Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans.
Positive attitude and team player - will be part of a team.
Comfortable with 6-Day working and extended hours whenever required.
Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales.
Must have local market understanding.