Key Responsibilities
Manage and supervise the credit operations of the branch.
Evaluate loan applications and assess customers’ creditworthiness.
Conduct detailed credit analysis and verify customer documents.
Ensure proper compliance with company credit policies and guidelines.
Coordinate with the Sales and Operations teams for smooth loan processing.
Monitor the quality of the loan portfolio and minimize credit risk.
Conduct field visits and customer/business verification whenever required.
Ensure timely completion of credit processes and documentation.
Maintain accurate credit records and MIS reports.
Eligibility
Graduation is mandatory.
Experience in secured lending / credit assessment is preferred.
Positive knowledge of credit appraisal and financial analysis.
Solid communication and decision-making skills.
Candidates with relevant experience in NBFC/Banking/Financial Services can apply.
Experience
Relevant experience in Credit/Underwriting, preferably in secured loans.
Both Freshers and Experienced Candidates may apply, if applicable.
Key Skills
Credit Appraisal
Risk Assessment
Financial Analysis
Team Coordination
Decision Making
Communication Skills