Key Responsibilities
Manage and supervise the overall credit operations of the branch.
Evaluate and approve loan applications as per company credit policies.
Conduct thorough credit appraisal and assess the creditworthiness of customers.
Verify customer documents, income, banking details, and other relevant information.
Ensure proper field verification and adherence to company processes.
Monitor portfolio quality and identify potential credit risks.
Coordinate with the Sales and Operations teams for smooth loan processing.
Ensure timely completion of credit documentation and disbursement processes.
Maintain compliance with company policies, guidelines, and regulatory requirements.
Handle and resolve credit-related queries and issues at the branch level.
Eligibility
Graduation is mandatory.
Experience in secured lending / credit underwriting is preferred.
Candidates with relevant experience in NBFCs or financial institutions will be preferred.
Positive analytical, communication, and decision-making skills.
Experience
Relevant experience in Credit / Loan Underwriting / Secured Lending.
Freshers and experienced candidates can apply, depending on the requirement.
Skills Required
Credit appraisal & risk assessment
Financial and document analysis
Team coordination
Decision-making skills
Valuable communication skills
Knowledge of MS Excel