Role & responsibilities

Key Responsibilities1. Business Development & Sales Management
Drive disbursal targets and business volume for Loan Against Property (LAP), Micro-LAP, and Affordable Home Loan products.
Expand distribution networks by sourcing, empaneling, and managing relationships with DSAs, Connectors, and Referral Partners.
Maximize lead-to-disbursal conversion rates through proactive monitoring of the sales pipeline.
Analyze market trends and competitor strategies to identify local growth prospects. [1, 2, 3, 4]
Portfolio & Credit Quality Management
Maintain strict accountability for the Portfolio Quality (Asset Quality) of the branch location.
Manage and minimize early mortality, delinquencies, and Non-Performing Assets (NPAs).
Coordinate closely with Credit, Legal, Technical, and Risk Control Units (RCU) to ensure seamless underwriting and quick credit decisioning. [1, 2, 3]




Branch Operations & Compliance
Oversee day-to-day branch administrative operations, cash management, and operational controls.
Ensure absolute adherence to institutional policies, regulatory guidelines, compliance frameworks, and internal audit requirements.
Monitor branch expenses to ensure optimum resource utilization and profitability. [1, 2]
Team Leadership & People Management
Hire, groom, and retain a high-performing team of Sales Executives, Relationship Managers, and Operations staff.
Mentor the team to perform efficiently under high-pressure, target-driven environments.
Conduct regular performance reviews and address training needs across departments. [1, 2]

📌 Branch Manager Hl And Lap Usilampatti
🏢 equitas small finance bank
📍 Usilampatti