JOB DESCRIPTION LIFE INSURANCE EXECUTIVE – DIRECT SALES

Experience: 1+ Year in Life Insurance / Insurance Industry

Role: 75% Sales | 25% Operations

Qualification: BQP Qualified – Mandatory

Key Responsibilities

- Connect with customers/prospects from the provided database and understand their insurance and financial protection needs.
- Drive direct sales by recommending and selling the appropriate Life Insurance products based on customer requirements.
- Achieve assigned monthly sales and business targets.
- Explain product features, benefits, premiums, policy terms and key conditions clearly.
- Manage the complete sales journey from customer interaction to policy issuance.
- Follow up with customers for documentation, medicals, payments and policy issuance.
- Coordinate with insurers and internal teams for pending requirements and issue resolution.
- Maintain accurate customer, sales and policy data in CRM/Excel.
- Ensure proper post-sales customer servicing and relationship management.

Required Skills





- 1+ year experience in Life Insurance / Insurance Industry.
- BQP qualification is mandatory.
- Good knowledge of Life Insurance products such as Term, Savings, ULIP, Retirement/Pension and other relevant products.
- Excellent communication, convincing and customer-handling skills.
- Strong direct sales, negotiation and conversion skills.
- Good MS Excel skills – VLOOKUP/XLOOKUP, Pivot Tables, Filters and basic formulas.
- Robust follow-up and relationship-management skills.
- Target-oriented, proactive and able to work independently.
- Working knowledge of CRM and insurer portals.

Key Focus

- 75% Sales – Customer engagement, need analysis, product recommendation, conversion and target achievement.
- 25% Operations – Documentation, insurer coordination, policy issuance and CRM/MIS updates.

📌 Life Insurance - Direct Sales (Mumbai)
🏢 Choice International
📍 Mumbai