1. Quality Analyst (6-7 Years) – 4 months

Experience

6-7 years in Banking/Financial Services Testing with minimum 3+ years in RBI IRAC/NPA/ECL/Provisioning domain.

Key Responsibilities

· Lead testing for RBI IRAC, NPA, ECL and Asset Classification initiatives.

· Validate borrower-level NPA classification, DPD calculations, provisioning and income recognition logic.

· Perform requirement analysis, test strategy, test scenario design, functional and system integration testing.

· Validate ENPA/NPA engine integrations with CBS, DWH, Loan Systems and downstream applications.

· Execute SIT, UAT support, regression testing and defect management.

· Review test cases, mentor junior testers and coordinate with Business, Risk, IRAC and Technology teams.

· Validate RBI compliance, audit observations, restructuring, co-borrower,



provisioning and regulatory reporting changes.

Mandatory Skills

· Robust IRAC/NPA expertise as per RBI guidelines.

· Working knowledge of ECL framework, DPD, SMA, NPA, Asset Classification and Provisioning.

· Banking products: TL, CC/OD, Retail Loans, MSME, Corporate Lending, Agri Loans, Credit Cards.

· SQL and data validation skills.

· Experience in Test Management tools (Test Calibre/JIRA/ALM or equivalent).

· Excellent stakeholder management and communication skills.

Preferred

· Exposure to Finacle or other CBS platforms.

· Knowledge of RBI automation and regulatory compliance frameworks.

📌 Senior Test Engineer (Maharashtra)
🏢 Quality Engineering
📍 Maharashtra