• Responsible for acquisition of BFL’s CD dealers and deepening the relationship for the following products
• LAP, Flexi LAP, Term Loans, Working Capital Lines
• Home Loans, Home Loan Flexi
• Business Loans
The RSMs will cover the following locations:
• RSM North : Delhi NCR, Chandigarh, Ludhiana, Jaipur, Calcutta
• Responsible for delivery of annual operating plan across the following metrics:
• Loan book size,
• Portfolio credit quality (i.e. Delinquencies & Cost of Credit)
• Interest Spreads
• Cross Sell
• Develop annual account plans for CD Dealers
• Effective monitoring, tracking and closing exceptions, deferrals and deviations.
• Delinquency management and taking steps for early recovery from overdue customers.
Required Qualifications And Experience
"1. CA/MBA Finance with 5-6 years of relevant lending experience (SME / Commercial Bank) in Banks / NBFCs.
• Should have a strong entrepreneurial competency
• Should have good communication and inter personal skills with an ability to work in multi-tasking environment
• Lending experience in Commercial Lending segments will be an added advantage
• Should be able to work well in flat non-hierarchical teams independently
• High level of integrity and dependability with robust sense of urgency and result orientation
• Result orientation and problem solving approach.
• Should be able to work under pressure and possess multi tasking abilities"