Develops new and expands existing High Net worth Customer relationships for liabilities (CA driven) and commercial assets
· Sources new bank customers through external individual efforts and acquisition channel
· Ensures high levels of customer service orientation and application of bank policy.
· Cross-sells bank products to existing set of branch customers, which are mapped
· Informs customers of recent products or product enhancements further to expand the banking relationship.
· Plans and conducts special sales initiatives and events for prospective and existing clients.
· Coordinates with other group companies to provide seamless access to other products.
· Maintains complete relationship record for assigned customer accounts.
· Tracks customer complaints/queries and turnaround times for customer satisfaction Desired Candidate Profile:
· Developing and maintaining banking relationships with a select group of high net worth customers through individualized customer service.
· Very good understanding of Trade and Forex & CA.
· Very good understanding of Commercial Assets like CC,
OD, TL, Export Finance
· Understanding of Mutual Funds and Insurance is an added advantage
· Graduate 4 - 6 years of experience
· Post Graduate - 2 -4 years of experience
· Customer orientation
· High energy levels with a motive to succeed
Responsibilities
Manage sales and distribution of mortgage products through DSAs. Empanel new DSAs from the market and drive business growth through them. Train and develop DST (Direct Sales Team) and DSA partners to ensure productivity and compliance. Ensure adherence to KYC and documentation norms as per company guidelines. Ensure timely and accurate closure of disbursement documentation. Liaise with internal departments including Credit, Legal, Technical, RCU, and Operations for smooth case processing. Handle end-to-end processing of customer applications and keep customers and channel partners updated on status. Ensure high levels of customer service and satisfaction throughout the loan lifecycle.