1 Digital Credit Assessment:

- Utilize digital tools and technologies to assess creditworthiness of SME clients.
- Implement data-driven credit scoring models for automated decision-making.

2 Credit Policy Adherence:

- Ensure strict adherence to credit policies and procedures.
- Evaluate credit applications against established criteria.

3 Productive Credit Processing:

- Streamline the credit approval process using digital solutions.
- Minimize manual intervention and enhance efficiency.

4 Data Analysis:

- Analyze financial data, credit reports, and other relevant information.
- Identify key factors influencing credit decisions.

5 Risk Evaluation:

- Assess credit risks associated with SME clients.
- Determine appropriate credit limits and terms.
- Communicate with SME clients to gather additional information and clarify details.
- Provide feedback on credit decisions to clients when necessary.

6 Documentation and Records:





- Maintain comprehensive records of credit assessments and decisions.
- Ensure documentation is complete and accurate.

7 Compliance and Regulations:

- Ensure compliance with regulatory requirements in digital credit assessments.
- Stay updated on relevant regulations and implement necessary changes.

8 Credit Monitoring:

- Implement digital tools for ongoing credit monitoring and portfolio management.
- Identify early warning signals of credit issues.

9 Team Collaboration:

- Collaborate with cross-functional teams, including technology and data analytics teams.
- Ensure seamless integration of digital credit assessment solutions.

Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.

📌 Manager Credit - Digital - SME Finance - Credit - Mumbai - Goregaon E - JM
🏢 Tata Capital
📍 Mumbai