Job Title :Homeowners Insurance Property Inspection Analyst: Underwriting**

Location: Pune

Shifts: Ability to work in any shifts including night shift

Job Summary

- The Homeowners Insurance Property Inspection Analyst supports underwriting operations by reviewing and evaluating property inspection reports, images, and related data to assess insurability and risk exposure. This role plays a critical part in underwriting decision making by ensuring properties meet underwriting guidelines, regulatory standards, and carrier risk appetite.

Key Responsibilities :

- Review property inspection reports, photographs, aerial imagery, and third-party data
- Evaluate property condition, construction, occupancy, and hazard exposures
- Identify underwriting risks related to roof condition, exterior maintenance, electrical, plumbing, and safety hazards
- Recommend underwriting actions such as approval, referral, or non-renewal
- Collaborate with Underwriters to support recent business, renewals
- Document observations, findings, and underwriting decisions clearly and accurately
- Ensure compliance with company policies, state regulations, and carrier guidelines
- Meet productivity and quality benchmarks while maintaining accuracy
- Support continuous process improvements in inspection review and risk assessment

Required Qualifications :





- Bachelor’s degree or equivalent work experience in insurance or related field
- 1-4 years of experience in homeowners’ insurance underwriting, inspections, or property risk assessment
- Strong understanding of personal lines homeowners’ insurance principles
- Knowledge of underwriting guidelines related to property conditions
- Experience reviewing property inspection reports or loss control data
- Excellent analytical and decision-making skills
- Strong attention to detail and documentation accuracy
- Proficient in MS Office tools and underwriting systems

Preferred/Optional Qualifications :

- Experience with third-party inspection vendors and aerial imagery tools
- Prior underwriting authority or referral experience
- Knowledge of ISO forms and underwriting compliance

Key Skills & Competencies :

- Technical Skills: Property inspection review, risk evaluation, underwriting systems
- Analytical Skills: Risk identification, judgment-based decision making
- Communication Skills: Clear written documentation and stakeholder coordination
- Behavioral Skills: Time management, adaptability, ownership, and quality focus

Location

- Pune

Job Function

- BUSINESS PROCESS SERVICES

Role

- Process Agent

Job Id

- 410830

Desired Skills

- Insurance - Policy Administration - Property and Casualty

Qualifications : BACHELOR OF COMMERCE

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