2. Quality Analyst (tester) (4-5 Years) – 4 Months Experience 4-5 years in Banking Application Testing with minimum 2+ years in Loans/NPA/IRAC domain. Key Responsibilities · Create and execute test cases for IRAC, NPA and ECL requirements. · Validate DPD calculations, borrower-level asset classification and provisioning logic. · Perform functional, SIT, regression and data validation testing.
· Execute test scenarios covering restructuring, settlements, write-off, upgrades and downgrade journeys. · Log, track and retest defects. · Support UAT and regulatory releases. Mandatory Skills · Valuable understanding of RBI IRAC guidelines and NPA lifecycle. · Experience in Loan Management, Retail/Corporate Banking testing. · SQL and database validation. · Test case design and defect management experience. · Knowledge of DPD, SMA, NPA, Asset Classification and Provisioning concepts. Preferred · Finacle/CBS exposure. · Experience in regulatory or risk-based banking projects. Specific Requirement Candidates must be IRAC Subject Matter Experts (SME) with hands-on experience in RBI Asset Classification, NPA, Provisioning, Borrower-level IRAC compliance, DPD calculations, ECL framework and regulatory testing.