- Raise construction finance, Lease Rental Discounting (LRD), term loans and working capital facilities from banks, NBFCs and financial institutions.
- Prepare financial models, cash flow projections and loan proposals for lender submissions.
- Coordinate lender due diligence, credit approvals and loan sanctions.
- Execute loan and security documentation in coordination with legal counsel and security trustees.
- Manage pre-disbursement conditions, drawdown requests, utilisation certificates and post-disbursement compliances.
- Track loan repayments and ensure closure formalities, including No Dues Certificates, release of security documents and satisfaction of charges.
2. Banking Relationship Management
- Ensure timely servicing of principal and interest payments as per repayment schedules.
- Monitor compliance with financial and non-financial covenants and maintain compliance trackers.
- Coordinate periodic submissions, including UFCE, end-use certificates, audited financial statements, LIE reports, valuation reports and other lender requirements.