Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network.

We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

6

Primary Responsibilities

% Time

AML/CFT Framework and Financial Crime Risk Management

Lead implementation and periodic enhancement of the IBU AML/CFT framework, including business risk assessment, customer risk methodology, escalation standards and management information, to ensure financial crime risks are managed on a risk-based basis.

30%

KYC, CDD and Client Lifecycle Oversight

Oversee KYC/CDD/EDD for new and existing customers, including beneficial ownership, PEP and high-risk customer reviews, periodic reviews, trigger events and exception governance, to ensure complete, accurate and timely customer due diligence.

20%

Sanctions, Screening and Transaction Monitoring

Oversee sanctions and adverse information screening, alert adjudication, escalation and transaction monitoring governance; assess potential matches and control gaps and coordinate appropriate action in line with legal and Group requirements.



Any other tasks as assigned from time to time.

20%

Compliance Monitoring, Testing and Issue Management

Execute and supervise the risk-based compliance monitoring and testing plan; document findings, agree corrective actions, track remediation and report overdue or material matters to relevant governance forums.

10%

Regulatory Compliance Advisory and Change Management

Interpret IFSCA and other applicable requirements; advise on products, transactions, outsourcing, systems and process changes; maintain regulatory obligations and drive implementation of regulatory change.

Regulatory Reporting, Governance and Stakeholder Management

Coordinate accurate and timely compliance/AML returns and notifications; prepare governance papers and MIS; support regulatory interactions and ensure transparent records, evidence and audit trails.

10%

Secondary Responsibilities

% Time

Training and Compliance Culture

Develop and deliver role-based AML, KYC, sanctions and compliance training; promote timely escalation and accountable conduct.

4%

Audit and Regulatory Examination Support

Coordinate responses to internal, concurrent, statutory and regulatory reviews; validate evidence and monitor closure of observations.

3%

Systems, Data and Process Improvement

Support testing and enhancement of KYC, screening,



monitoring and regulatory workflow systems; identify data-quality and control improvements.

2%

Team Management and Department Administration

Allocate work, review quality, coach team members and maintain procedures, trackers, records and departmental continuity arrangements.

1%

Total

100%

Knowledge, Skills, Experience & Qualifications

- Graduate degree in law, finance, commerce, economics, business or a related discipline. A relevant professional qualification in AML, compliance, banking, risk or law is desirable.
- Demonstrated senior-level experience in banking compliance, AML/CFT, KYC/CDD, sanctions, monitoring/testing or regulatory advisory, preferably involving cross-border or wholesale banking.
- Strong working knowledge of the PMLA and PML Rules, IFSCA AML/CFT/KYC requirements, FIU-IND reporting expectations, sanctions frameworks and applicable banking compliance requirements.
- Ability to interpret regulation and convert requirements into proportionate policies, procedures, controls, risk assessments, monitoring plans and management reporting.
- Sound judgement and ability to provide objective, fact-based challenges while working collaboratively with business and control functions.
- Strong written and verbal communication, stakeholder management, investigation, analytical, documentation and presentation skills.
- Experience with client lifecycle management, screening and transaction monitoring systems is desirable, including data-quality, UAT and post-implementation control reviews.
- Ability to manage competing priorities, sensitive information, regulatory deadlines and team deliverables with appropriate escalation and audit trail.

📌 Vice President Compliance (India)
🏢 SMBC
📍 India