Company Description Digamber Capfin Ltd (DCL), operating as an NBFC since 1995, focuses on providing accessible financial services to underserved communities, especially in rural areas. Initially known for vehicle financing, farmer’s credit, and small business loans, DCL evolved into an NBFC–Microfinance Institution to better support customers without formal credit access. Today, DCL offers a broad portfolio of products across Microfinance, Trade Finance, Agriculture, and Animal Husbandry Finance, including collateral-free loans for business, education, home improvement, and livestock.

The organization uses a high-touch microfinance approach combined with robust technology and centralized approval processes, enabling efficient operations and scalable growth. DCL is committed to inclusive finance and empowering customers at the bottom of the economic pyramid.

Role Description The Regional Manager Business Loans is a full-time, on-site role based in Madhya Pradesh, India, responsible for overseeing and growing the business loans portfolio in the assigned region. This role includes managing branch performance, monitoring loan sourcing and disbursements, and ensuring high-quality portfolio management with focus on asset quality and risk control.

The Regional

Manager will lead and mentor field and branch teams, set targets, track performance, and implement strategies to expand client outreach while maintaining compliance with internal policies and regulatory requirements. Day-to-day tasks involve reviewing loan applications,



coordinating credit assessments, resolving customer issues, and collaborating with senior management on business plans and market expansion. The role also requires regular field visits, market analysis, and stakeholder engagement to strengthen customer relationships and drive sustainable growth in business lending.

Qualifications

- Candidates should possess strong skills in Finance and Loans, with a solid understanding of lending products and credit assessment.
- Candidates should possess skills in Loan Servicing, including monitoring repayments, managing delinquencies, and ensuring process adherence.
- Candidates should possess skills in Portfolio Management, with experience in tracking asset quality, analyzing performance metrics, and managing risk.
- Candidates should possess skills in Customer Service, with the ability to build long-term relationships, handle escalations, and maintain client satisfaction.
- Relevant experience in business lending, microfinance, or retail banking, preferably in rural or semi-urban markets.
- Proven team leadership and people management capabilities, including target setting, coaching, and performance evaluation.
- Strong analytical, communication, and negotiation skills, with proficiency in basic office and reporting tools.
- Bachelor’s degree in Finance, Business, Economics, or a related field; a postgraduate qualification or MBA is an advantage.
- Willingness to travel within the region and work closely with field staff and local communities.

📌 Regional Manager Business Loans (Madhya Pradesh)
🏢 Digamber FInance
📍 Madhya Pradesh