Company Description BT Finance Private Limited is a Non-Banking Financial Company (NBFC) licensed by the Reserve Bank of India, focused on enabling Micro, Small, and Medium Enterprises (MSMEs) and underserved communities. The organization is committed to reaching financially excluded, unorganized, and unreached MSME segments, especially in rural and semi-urban areas. BT Finance aims to provide finance at a reasonable cost through transparent, ethical, and professional delivery mechanisms.

The company is pioneering new approaches to credit delivery to unorganized and unserved segments of society. Team members join a mission-driven environment that seeks to shape a sustainable and better tomorrow through innovative financing solutions.

Role Description The LAP Team role is a full-time, remote position responsible for managing loan against property (LAP) processes and supporting credit delivery operations. Day-to-day tasks include reviewing and verifying customer documentation, coordinating property valuations, and assessing loan eligibility in line with company policies and regulatory norms. The role involves close collaboration with credit, risk, and operations teams to ensure accurate loan processing, timely approvals, and adherence to compliance standards.

Team members will monitor loan files,



follow up with customers and partners, and maintain detailed records in internal systems. The LAP Team also contributes to continuous process improvement, supports audit requirements, and helps enhance customer experience through clear communication and efficient service.

Qualifications

- Robust knowledge of loan against property processes, retail lending practices, and NBFC operations.
- Ability to review financial documents, analyze customer profiles, and assess creditworthiness with attention to detail.
- Comfort with digital tools, loan management systems, and remote collaboration platforms.
- Effective communication and interpersonal skills for coordinating with customers, field teams, and internal stakeholders.
- Sound understanding of compliance, risk management fundamentals, and regulatory guidelines relevant to lending.
- Organizational and time-management skills to handle multiple loan files, meet deadlines, and maintain accurate records.
- Bachelor’s degree in finance, commerce, business, or a related field; prior experience in LAP or MSME lending is an advantage.
- Commitment to integrity, transparency, and inclusive financial practices, with willingness to support rural and semi-urban segments.

📌 LAP Team (India)
🏢 BT Finance
📍 India