- Master's degree in Statistics, Mathematics, Computer Science, or related field
- 5+ years of experience working with banking & Finance (BFSI)
- Robust understanding of credit risk concepts and regulatory requirements
- Expertise in statistical modeling techniques (logistic regression, survival analysis, machine learning etc)
- Proficiency in SQL, Python/R, and data visualization tools
- Knowledge of credit reporting regulations and compliance requirements
Technical Skills
- Advanced SQL querying and optimization
- Python/R packages for data manipulation and modeling
- Big data technologies (Hadoop, Spark)
Soft Skills
- Strong analytical and problem-solving abilities
- Excellent communication skills to explain complex concepts to non-technical stakeholders
- Project management and organizational skills
- Ability to work independently and as part of a team
- Detail-oriented with strong documentation habits
Impact & Deliverables:
- Develop credit risk models that improve portfolio performance
- Create automated reporting systems for bureau data monitoring
- Design attribute strategies that optimize bureau data usage
- Provide analytical support for credit policy decisions
- Generate insights to improve customer acquisition and risk assessment
📌 Data Scientist Lead (Pune)
🏢 CRIF
📍 Pune
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