Good MIS skills and good understanding of systems Coordinating / managing RCU verification vendors.
Contribute to Business Profit Goals.
Key Responsibilities:
Credit Decisions.
Good Underwriting skills - Take sound lending decisions based on available information interactions with the applicants.
Have a valuable understanding of systems and good grasping power in order to underwrite through the system.
Manage credit quality and control delinquencies, frauds.
Understand credit policy as well as credit environment in the city / branch.
Supervision and control for closure of PDDs along with APMs and Ops (including liasoning with RTO Agents) Monitor the PDD pendency and put triggers wherever applicable.
Have a good knowledge about the market and the competitors.
Good networking skills is desirable.
Should have good knowledge to prepare MIS.
Manage the process required for delivering reasonable turn around time.
Monitor portfolio indicators and ensure that they are within the desired levels.
Monitoring Performance.
Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters/ Cost of credit administration.