Job Role:

Responsible for credit appraisals- loan applications of Commercial Vehicles.

Responsible to maintain quality portfolio.

Responsibility to deliver the credit assessment target within specified Turn around Time.

Responsible for Audit and Regulatory compliance for the Location.

Assist RCM with coordinating / managing RCU verification vendors.

Take sound lending decisions based on available information interactions with the applicants.

To interact closely with other functions such as sales / Operations/Collections / Policy/ etc in ensuring smooth day to day functioning at Location.

Maintain the Database and making reports for Monthly cases.

Coordinating with agencies for proper sampling / screening of files for fraud prevention.

Managing performance in terms Cost of credit administration.

Key Responsibilities:

Responsible for Process and Policy Adherence.

Responsible for Effective Cost Management.

Understanding & Managing Healthy Portfolio.

Robust inter-personal skills which encourages and promotes enthusiasm and team spirit.

📌 Branch Credit Manager (Lucknow)
🏢 HDB Financial Services
📍 Lucknow