Kotak Mahindra Bank - Institutional Banking

We are looking to hire Qualified Chartered Accountants (Freshers / up to 1 year of experience) for our Commercial Real Estate (CRE) business in Mumbai across the following domains:
Relationship Management - CRE
Support acquisition and management of leading real estate developers and institutional clients.
Conduct financial analysis, credit assessment, industry research, and transaction evaluation.
Prepare financial models, credit proposals, business presentations, and transaction documentation.
Coordinate with Credit, Risk, Legal, Technical and Operations teams for transaction execution.
Monitor client portfolios and support business growth initiatives.
Credit Analyst - CRE
Evaluate real estate financing prospects across residential, commercial and mixed-use projects.
Conduct detailed credit underwriting,



project feasibility assessment and developer evaluation.
Build project cash flow models, sensitivity analysis and Credit Appraisal Notes (CRANs).
Assess transaction structures, security packages, repayment mechanisms and key credit risks.
Monitor portfolio performance and track market developments within the real estate sector.

Candidate Profile
Qualified Chartered Accountant (CA).
Fresher or up to 1 year of relevant experience.
Robust understanding of:
Financial Statement Analysis
Corporate Finance
Credit Appraisal & Underwriting
Financial Modelling
Project Finance Concepts
Keen interest in Corporate Banking, Lending and Real Estate Finance.
Solid analytical and communication skills.

📌 Ca Fresher 1st Attempt Delhi
🏢 Kotak Mahindra Bank
📍 Delhi