Roles and Responsibilities

To support underwriting operations for Rural Insurance business with a primary focus on Cattle & Livestock Insurance . The incumbent will be responsible for risk assessment, underwriting, claim evaluation, policy issuance support, and portfolio monitoring to ensure sustainable and profitable growth of the livestock insurance business.

Key Responsibilities :

Underwriting & Risk Assessment
- Evaluate proposals for Cattle and Livestock Insurance based on underwriting guidelines.
- Assess animal health, breed characteristics, productivity parameters, and risk exposure.
- Review veterinary reports, valuation certificates, and supporting documents for policy acceptance.
- Recommend risk mitigation measures and appropriate premium rates.

Claims Management (Mandatory Expertise)

- Handle end-to-end Cattle & Livestock Insurance claims.
- Scrutinize claim documents, veterinary certificates, post-mortem reports, and investigation reports.
- Coordinate with surveyors, veterinarians, field teams, and policyholders for claim assessment.
- Ensure timely and accurate settlement of claims within prescribed TAT.
- Monitor claim trends and suggest corrective actions to improve portfolio profitability.

Portfolio & Business Support

- Support branch and sales teams on livestock insurance products and underwriting requirements.
- Analyze portfolio performance, loss ratios, and claims experience.




- Maintain underwriting discipline and compliance with company guidelines.
- Assist in product improvements and process enhancements for rural insurance business.

Stakeholder Management

- Coordinate with field teams, veterinary professionals, surveyors, and channel partners.
- Provide technical guidance related to livestock health, disease risks, and insurance coverage.
- Support training initiatives for internal and external stakeholders.

Desired Skills & Competencies

- Solid knowledge of Cattle and Livestock Insurance underwriting practices.
- Hands-on experience in Livestock Insurance Claims Management.
- Understanding of animal diseases, breeding practices, dairy operations, and livestock valuation.
- Good analytical, problem-solving, and decision-making skills.
- Strong communication and stakeholder management capabilities.
- Proficiency in MS Excel, underwriting systems, and report preparation.

Preferred Candidate Profile

- 2-3 years of experience in Rural Insurance, Livestock Insurance.
- Experience in underwriting and claims handling of cattle/livestock insurance products is mandatory with BVsc & AH
- Candidates who have worked on projects with National Dairy Development Board (NDDB) will be given preference.
- Exposure to dairy sector initiatives, livestock development programs, and rural risk assessment will be an added advantage.

📌 Team Member Rural Underwriting (Pune)
🏢 Bajaj General Insurance
📍 Pune