"This position is open with Bajaj Finance Ltd."Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization's policiesAct with Integrity
Duties and Responsibilities
- Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
- Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.
- Decisioning the application within the desired TAT.
- Taking logical calls based on CIBIL reports, Applicant's past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.
- Coordinating with sales, operations,
collections and customer service team to facilitate the customer in a better way.
- Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
Required Qualifications and Experience
- MBA Finance with relevant experience.
- Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans.
- Positive attitude and team player- will be part of a team.
- Comfortable with 6 Day working and extended hours whenever required.
- Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales.
- Must have local market understanding.