JOB ROLES & RESPONSIBILITIES Profile:
• Retired AGM / Chief Manager (Scale IV) or above from a bank, DFI or large NBFC
• 25+ years in credit / corporate / SME banking, with sanctioning experience
• Active lender network in Gujarat (Mumbai contacts a plus)
• Knows CMA appraisal, RBI lending norms, MSME schemes
• Clean service record; cooling-off completed or permission from former employer Scope of work:
• 1. Tie-ups: build and maintain a panel of banks, NBFCs, HFCs and SFBs; arrange meetings with credit heads; track lender appetite
• 2. Screening: assess client proposals for bankability and flag issues early
• 3. Structuring: advise on facility mix, tenor, security and schemes (CGTMSE, PMEGP etc.); guide CMA data and project reports
• 4. Negotiation: present proposals, negotiate rate, fees and covenants, compare term sheets
• 5. Follow-up: chase files through sanction and disbursement, and explicit queries and compliances
• 6. Coordination: single point of contact for client, lender and PSK team; weekly pipeline call
• 7. Business development: refer PSK's other services to lender contacts and borrowers

📌 Senior Advisor – Banking (Ahmedabad)
🏢 SKS Enterpprises - Human Resource Planning and Management
📍 Ahmedabad