Position Overview TORQ Commodities Group is seeking a detail-oriented and proactive Trade Finance Officer to join its Finance & Treasury team in Mumbai. The successful candidate will be responsible for supporting trade finance operations, managing banking documentation, monitoring cash flows, coordinating compliance requirements, and ensuring the timely execution of trade-related financial transactions. The role requires close collaboration with internal Trading, Trade Operations, Finance and Treasury teams, as well as external banks, financial institutions, insurance providers and hedging brokers.
Trade Finance & Banking Operations
Prepare, maintain and update Trade Finance Management Information System (MIS) reports, including financing utilisation, outstanding facilities, transaction status and key financial exposures
Prepare and submit Cash Against Documents (CAD) presentations and supporting documentation to banks
Coordinate with Trade Operations to obtain trade receipts, shipping documents, invoices and other transaction-related documentation required for financing and CAD presentations
Monitor trade finance transactions, ensuring accurate documentation and timely submission to financial institutions
Liaise with banks regarding financing documentation, transaction queries, outstanding requirements and operational follow-ups
Maintain accurate records of trade finance facilities, utilisation and related documentation
Prepare and maintain daily cash balance reports across relevant bank accounts
Monitor accounts receivable (AR) and accounts payable (AP), including outstanding balances and payment due dates
Coordinate with Finance and Trade Operations to resolve payment discrepancies, overdue receivables and reconciliation issues




Prepare and process bank payments in accordance with internal approval procedures and delegated authority limits
Support cash flow monitoring and short-term liquidity reporting
Banking KYC & Compliance
Manage Know Your Customer (KYC) documentation and onboarding requirements for banks and financial institutions
Coordinate KYC and compliance processes for trade finance providers and hedging brokers
Handle onboarding and compliance documentation for credit insurance providers
Maintain updated corporate records, financial statements, ownership information and other documents required by financial institutions
Coordinate periodic KYC reviews, renewals and outstanding compliance requirements
Ensure accurate recordkeeping and timely submission of documentation in accordance with applicable regulatory and internal compliance requirements
Audit, Reporting & Corporate Coordination
Prepare periodic and ad hoc reports requested by banks, financiers and internal management
Support financial audits by gathering relevant banking records, transaction documents and supporting schedules
Coordinate documentation requirements for recent company incorporations, including banking arrangements and corporate KYC processes
Maintain organised and auditable records of financial transactions, compliance submissions and banking correspondence




Assist with the development and improvement of trade finance reporting and internal controls
Coordinate foreign exchange (FX) hedging transactions in accordance with approved treasury policies and authorised instructions
Liaise with banks and hedging brokers regarding FX rates, transaction confirmations, settlement requirements and documentation
Maintain accurate records of FX transactions and provide regular exposure reports to Finance and Treasury management
Ideally 3-5 years of relevant experience in trade finance, banking operations, treasury operations or commodity trading finance
Previous experience in a commodity trading company, international trading organisation, bank or financial institution is preferred
Practical knowledge of trade finance documentation, CAD transactions, banking procedures and payment processing
Experience coordinating KYC requirements with banks, financial institutions or brokers
Familiarity with FX transactions, cash management and financial reporting
Strong Microsoft Excel skills, including reporting, reconciliations, pivot tables and financial data analysis
Experience preparing and maintaining MIS reports
Understanding of trade finance instruments, including CAD, documentary collections and preferably Letters of Credit (LCs)
Working knowledge of accounts receivable, accounts payable and bank reconciliations
Familiarity with FX hedging and treasury operations
Experience with ERP or accounting systems is advantageous
Good understanding of banking compliance, KYC and financial documentation requirements
High standards of confidentiality, integrity and financial discipline

📌 Finance Officer - Treasury & Banking (Mumbai)
🏢 Torq Commodities
📍 Mumbai