Role & responsibilities
- Responsible for credit appraisals cross sell loan applications of Sales Finance.
- Responsible to maintain quality portfolio.
- Responsibility to deliver the credit assessment target within specified Turnaround Time.
- Responsible for Audit and Regulatory compliance for the Location.
- Assist RCM with coordinating / managing RCU & verification vendors.
- Take sound lending decisions based on available information & interactions with the applicants.
- To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location.
- Maintain the Database and making reports for Monthly cases.
- Coordinating with agencies for proper sampling / screening of files for fraud prevention.
- Managing performance in terms Cost of credit administration.
- Responsible for Process and Policy Adherence.
- Responsible for Effective Cost Management
- Understanding & Managing Healthy Portfolio. Preferred candidate profile
- Graduate / Postgraduate (MBA/CA preferred)
- 4-7 years experience in Credit/Underwriting.

📌 Credit Manager (Chennai)
🏢 HDB Financial Services
📍 Chennai