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We're Hiring | Manager – Credit Risk & Commercial Underwriting

Looking to take your expertise in Credit Risk, Commercial Underwriting, US Underwriting and Financial Analysis to the next level Here's an opportunity to step into a leadership role with a growing global financial technology organization!

Location: Pune

Work Mode: Work from Office (WFO)

Experience: Around 5 Years

Preferred Industry: FinTech / Banking / Lending / Financial Services

About the Organization

A global AI-powered commercial credit intelligence organization helping banks, lenders and financial institutions make smarter and faster credit decisions through advanced technology, financial analytics, banking data and fraud detection solutions.

What Will You Be Responsible For

- Lead Commercial Credit Risk, Credit Underwriting and Risk Consulting engagements.
- Handle US Commercial Underwriting and credit risk assessment for business entities.
- Conduct detailed financial statement analysis, credit appraisal and cash flow assessments.
- Evaluate business performance, working capital, liquidity, leverage and financial risks.
- Analyze balance sheets, income statements, cash flow statements and financial ratios.
- Assess borrower creditworthiness, repayment capacity and overall financial health.
- Perform commercial credit analysis for US-based businesses, including exposure and risk evaluation.
- Monitor credit portfolios and identify emerging risk trends.
- Build strong client relationships and translate business requirements into effective risk solutions.




- Develop underwriting frameworks, credit policies, processes and SOPs.
- Lead, mentor and guide team members.
- Drive automation, process improvement and risk-monitoring initiatives.

Who Are We Looking For

- Around 5 years of experience in Commercial Credit Risk / Commercial Underwriting / US Underwriting / Financial Analysis / Risk Consulting.
- Hands-on experience in US Commercial Credit Underwriting and business credit assessment.
- Strong understanding of financial statements, credit appraisal and financial modelling.
- Knowledge of commercial lending, borrower assessment, cash flow analysis and credit risk evaluation.
- Understanding of US business financials, credit practices and underwriting standards.
- Advanced MS Excel skills.
- Excellent client management, stakeholder management and communication abilities.
- Prior experience in FinTech / Banking / Lending / Financial Services preferred.
- Exposure to US, Canada or LATAM markets will be an added advantage.

Educational Qualification

CA / CA Inter / Semi-qualified CA preferred. Graduates in Commerce, Finance, Economics or related disciplines may also apply.

Ready for your next career prospect

Interested candidates, share your updated CV at: [HIDDEN TEXT]

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📌 Credit Risk Manager (Pune)
🏢 The Premier Consultants ( Recruitment Company )
📍 Pune