• Pricing Analysis & Modelling:
• Develop and maintain sophisticated pricing models for new and existing health insurance products, including retail, group, and innovative offerings.
• Conduct in-depth analysis of claims data, underwriting experience, and market trends to inform pricing assumptions and strategies.
• Perform experience analysis and recommend appropriate adjustments to pricing parameters.
• Utilize actuarial software and statistical tools for data analysis and modelling (e.g, SAS, Databricks R, Python, SQL, Excel/VBA).
• Product Development Support:
• Collaborate closely with the product development, underwriting, and sales teams to provide actuarial insights and support the design of new and revised products.
• Assess the financial viability and risk profile of recent product propositions.
• Assist in the preparation of regulatory filings related to product pricing.
• Performance Monitoring & Reporting:
• Monitor the profitability and performance of various products and segments,



identifying areas for improvement or intervention.
• Prepare and present regular reports on pricing adequacy, claims experience, and market competitiveness to senior management.
• Analyze the impact of pricing decisions on business objectives.
• Market Research & Competitor Analysis:
• Stay updated with industry trends, regulatory changes, and competitor pricing strategies.
• Conduct competitor analysis to ensure Niva Bupa's products remain competitive and financially sound.
• Process Improvement & Innovation:
• Contribute to the continuous improvement of pricing processes, tools, and methodologies.
• Explore and implement innovative actuarial techniques to enhance pricing accuracy and efficiency.
• Mentorship & Collaboration:
• Provide guidance and support to junior analysts within the team.
• Collaborate effectively with other departments, including underwriting, claims, finance, and IT.

📌 Assistant Manager Actuarial (Gurugram)
🏢 Niva Bupa Health insurance
📍 Gurugram