Company: Credflow

Location:
Delhi NCR

Experience:
3–7 years Function: Finance, Fundraising & Investor Relations Reporting to: Founder, CEO About Credflow Credflow is a rapid-growing fintech platform focused on solving working capital challenges for Indian SMEs. With 2 lakh+ businesses using its technology platform, Credflow combines SaaS, lending and data-driven financial solutions to help SMEs grow. We are scaling our lending business through our own NBFC, co-lending partnerships and institutional lending relationships. Role Overview We are looking for a highly analytical and execution-driven Investor Relations & Fundraising Manager to manage relationships with banks, NBFCs, financial institutions, venture capital funds and other investors. The ideal candidate must be exceptionally strong in financial analysis, Excel-based financial modelling, lending economics and financial metrics , while also possessing excellent communication, stakeholder management and follow-up skills. This is a hands-on role involving lender and investor coordination, fundraising execution, financial analysis and transaction management.

Key Responsibilities
1. Lender Relations & Debt Fundraising
- Manage relationships and ongoing communication with banks, NBFCs, AIFs and other institutional lenders.
- Coordinate debt fundraising, credit lines, co-lending arrangements and other financing structures.
- Prepare lender presentations, credit proposals, financial information and due diligence documentation.
- Track sanction proposals, approvals, documentation, disbursements and renewals.
- Proactively follow up with lenders to ensure timely transaction closure. 2. Investor Relations & Equity Fundraising
- Coordinate with existing and prospective investors, including VCs, PE funds and family offices.
- Manage investor communication, meeting preparation, follow-ups and information requests.
- Prepare investor presentations, quarterly updates, financial reports and fundraising materials.
- Maintain the investor data room and coordinate financial,



legal and commercial due diligence.
- Drive fundraising processes from initial discussions through transaction closure. 3. Financial Analysis & Modelling
- Build and maintain detailed financial models, business projections and valuation analyses.
- Analyze P&L;, balance sheet, cash flows, budgets and business performance.
- Track lending metrics including AUM, disbursements, yields, IRR, cost of funds, NIM, ROA, credit costs, GNPA, NNPA and collection efficiency.
- Evaluate unit economics, product profitability, capital requirements and funding structures.
- Prepare scenario analyses, sensitivity models and financial forecasts.
- Translate complex financial information into clear, actionable insights for management and investors. 4. Financial MIS & Management Reporting
- Prepare high-quality financial MIS, investor dashboards and management presentations.
- Monitor actual performance against budgets, forecasts and business plans.
- Coordinate with accounting, credit, risk and business teams to ensure accuracy of financial data.
- Ensure timely responses to investor and lender queries with well-supported financial analysis. 5. Transaction Execution & Coordination
- Maintain structured trackers for all ongoing fundraising and lender discussions.
- Coordinate with internal teams, external advisors, legal counsel and financial institutions.
- Drive documentation, diligence, approvals and closure of transactions.
- Ensure strong ownership, proactive communication and timely resolution of bottlenecks. Required Qualifications & Skills
- CA, CFA, MBA Finance (preferably from a leading institute), or equivalent strong financial background.




- 3–7 years of relevant experience in fintech, NBFCs, lending, investment banking, structured finance, corporate finance or investor relations.
- Advanced Excel and financial modelling skills are mandatory.
- Strong understanding of financial statements, ratios, lending economics and credit analysis.
- Ability to independently build integrated financial models and explain assumptions.
- Excellent PowerPoint, presentation and financial storytelling skills.
- Strong written and verbal communication, with the ability to interact confidently with senior lenders and investors.
- High attention to detail, urgency, ownership and ability to manage multiple transactions simultaneously. Preferred Experience
- Prior experience raising debt or equity for fintechs/NBFCs.
- Familiarity with co-lending, securitization, PTCs, structured debt and working capital financing.
- Experience managing institutional lenders, VCs, PE funds or family offices.
- Understanding of RBI-regulated lending businesses and NBFC financial reporting. What Success Looks Like
- Strong, proactive relationships with lenders and investors.
- Timely progression and closure of fundraising transactions.
- Accurate, investor-ready financial models and presentations.
- Fast and reliable turnaround of lender and investor information requests.
- Complete ownership of fundraising trackers, follow-ups and diligence.
- Ability to independently explain Credflow's financial performance, lending economics and growth projections. Who Should Apply? We are looking for someone who is equally comfortable building a complex financial model in Excel and discussing it confidently with the CFO of a bank or a partner at an investment fund . The ideal candidate combines financial depth, commercial understanding, relationship management and relentless execution. This is not a purely relationship-management or coordination role. Deep financial expertise and hands-on analytical capability are essential.

📌 Founder’s Office (South Delhi)
🏢 CredFlow
📍 South Delhi