Job Title: Senior Test Engineer - Cards & Payments (Manual Testing)
Location: Mumbai
Experience: 3-6 Years

Job Summary

We are looking for a Senior Test Engineer with strong experience in the Cards & Payments Banking domain. The candidate should possess extensive knowledge of card life cycle management, payment processing, banking integrations, and end-to-end testing of Cards and Payment applications.

Key Skills

- Strong domain expertise in Cards & Payments
- Positive understanding of:
- Credit Cards, Debit Cards, Prepaid Cards, Corporate Cards
- Card Origination, Issuance, Activation, Authorization
- Clearing & Settlement, Billing, Rewards & Loyalty
- Disputes, Chargebacks, Card Closure

- Knowledge of payment systems:

- UPI, IMPS, NEFT, RTGS, NACH, BBPS
- POS, ATM, Internet Banking, Mobile Banking

- Understanding of card network standards:

- Visa, MasterCard, RuPay, AMEX

- Experience with:

- Card Management Systems (CMS)
- Payment Gateways
- Switch Applications
- Core Banking Systems (CBS)
- Digital Banking Channels

- Knowledge of APIs, ISO 8583 messages, reconciliation, settlement,



and transaction processing

Testing Experience

- Functional Testing
- System Integration Testing (SIT)
- End-to-End (E2E) Testing
- Regression Testing
- UAT Support
- API Testing
- Interface Testing
- Digital Channel Testing

Responsibilities

- Analyze BRD, FRS, and business requirements.
- Prepare Test Strategy, Test Scenarios, Test Cases, and Test Data.
- Execute test cases and validate Cards & Payments transaction flows.
- Perform end-to-end testing across Cards, Payments, CBS, and Digital Banking systems.
- Identify, log, and track defects using Jira/ALM.
- Coordinate with Business, Development, and Support teams.
- Participate in defect triage and root cause analysis discussions.
- Share daily/weekly testing status reports with stakeholders.

Preferred Qualifications

- Experience in Banking and Financial Services projects.
- Strong analytical and troubleshooting skills.
- Excellent communication and stakeholder management abilities.

📌 Senior Test Engineer - Cards & Payments (Manual Testing) (Mumbai)
🏢 QualityKiosk Technologies
📍 Mumbai