Company Overview

Online PSB Loans (OPL Innovate) is a digital credit infrastructure and fintech company focused on transforming India’s lending ecosystem through technology, automation, and innovation. The company provides an end-to-end digital platform that enables seamless loan processing for MSMEs, retail borrowers, banks, and financial institutions.

Leveraging AI, analytics, and automation, OPL delivers solutions such as PSB Loans in 59 Minutes, Jan Samarth, and GST Sahay, helping improve credit assessment, reduce turnaround time and support financial inclusion across India.

Website: https://www.oplinnovate.com

Location: Ahmedabad (On-Site)

Position: Risk Manager

Experience required

 Minimum 5 years

 Prior experience as a risk manager or in a similar role

Direct Responsibilities

 Effective implementation of Risk Management Policy & Risk Aspects of ISMS Policies, Business Continuity Policy, Data Privacy Policy, & other related policies of the company and compliance/monitoring the same.

 Identify, Assess, Measure, Mitigate and Review Risks in IT, Operations and other functional Areas of the company.

 Continuously monitor and control the level of risk in the Company.

 Periodical review of the Risk Appetite, Risk Management Framework and Risk ManagementPolicy.

 Prepare a risk map, of the Company at least on a quarterly basis and an annual risk management report.

 Develop a risk assessment framework to identify, assess, mitigate, and monitor risks.

 Collect reports and/or information from the departments and employees of the Company for Risk Assessment, Risk Reporting & MIS.

 Prepare and regularly review and update the risk training and testing material taking into account the most common risk sources.

 Ensure the information on the identified risk factors, risk changes, etc. is passed to the Management/ Enterprise Risk Management Committee in a timely manner.

 Assess the effectiveness of the use of the risk limits.

 Prepare, implement and oversee Company’s risk management documents (procedures, policies, strategies, registers etc.)

 Seek to ensure effective functioning of the Risk Management System, promote risk awareness and management.

 Provide guidance to the employees as much as it is related to the identification,

management and elimination of risks

 Review/Monitor the Risk Assessments on new and existing applications to ensure strong risk management strategies, tools, frameworks and standards are in place.

 Coordinate with IT, SOC and business function to drive risk assessment and remediation.

 Prepare RISK and Related Agenda Notes to the Enterprise Risk Management

Committee/Risk Management Committee of the Board/Board and other committees.

Contributing Responsibilities

 Coordinate & Assist: IT-Internal Audits, ISO 27001 & other ISO Certification Audits, SOC Audits, UIDAI IS AUDIT and other related Audits.





 Coordinate & assist in preparation/review of documentation, process & procedure for ISO certifications like ISO 27001, ISO 22301, ISO 27701

 Assist in preparing and monitoring IT compliance check list, UIDAI Self-Assessment etc.

 Must be motivated, and able to work independently as well as part of a team and must demonstrate ethical responsibility, maturity, and discretion.

Technical & Behavioral Competencies:

 Knowledge of Risk Management Principles/Concepts.

 Must have demonstrable previous experience in Risk Management function/

Audits/Compliance. Relevant Exposure in Banking/financial institutions preferred.

 Knowledge of Risk Management Tools.

 Knowledge of the Indian financial markets, banking system and its related instruments

 Understanding /Exposure /Experience in IT Security/ Security System development, and/or operations. Vulnerability/ Patch Management/DevSecOps is a plus.

 Have positive understanding of Information Technology/ Cyber Security, Data Privacy laws, rules & regulations.

 Have general knowledge on emerging technologies such as Fintech, Mobile & Virtualization.

 Analytical, problem-solving and communication skills

 Must have Good English oral and written communication. Other Indian languages should be highlighted.

Education Level

 BE/B. Tech/bachelor’s degree or equivalent.

 Specialization in Risk Management/Cyber Security/Information Security/Information Technology preferred.

Specific Qualifications

The following certification(s), or equivalent experience, are preferred:

 Certifications from Institutes of Risk Management.

 Skilled Risk Institutes (FRM)

 DIPLOMA in Risk Management

 MBA with specialization in Risk Management

 Professional CISM (Certified Information Security Manager)

 CISA (Certified Information Security Auditor)

 CISSP (Certified Information Systems Security Professional)

 DISA (Diploma in Information Security Audit)

 Diploma in Cyber Security/ Data Privacy.

Direct Responsibilities

 Effective implementation of Risk Management Policy & Risk Aspects of ISMS Policies, Business Continuity Policy, Data Privacy Policy, & other related policies of the company and compliance/monitoring the same.

 Identify, Assess, Measure, Mitigate and Review Risks in IT, Operations and other functional Areas of the company.

 Continuously monitor and control the level of risk in the Company.

 Periodical review of the Risk Appetite, Risk Management Framework and Risk ManagementPolicy.

 Prepare a risk map,



of the Company at least on a quarterly basis and an annual risk management report.

 Develop a risk assessment framework to identify, assess, mitigate, and monitor risks.

 Collect reports and/or information from the departments and employees of the Company for Risk Assessment, Risk Reporting & MIS.

 Prepare and regularly review and update the risk training and testing material taking into account the most common risk sources.

 Ensure the information on the identified risk factors, risk changes, etc. is passed to the Management/ Enterprise Risk Management Committee in a timely manner.

 Assess the effectiveness of the use of the risk limits.

 Prepare, implement and oversee Company’s risk management documents (procedures, policies, strategies, registers etc.)

 Seek to ensure effective functioning of the Risk Management System, promote risk awareness and management.

 Provide guidance to the employees as much as it is related to the identification,

management and elimination of risks

 Review/Monitor the Risk Assessments on new and existing applications to ensure strong risk management strategies, tools, frameworks and standards are in place.

 Coordinate with IT, SOC and business function to drive risk assessment and remediation.

 Prepare RISK and Related Agenda Notes to the Enterprise Risk Management

Committee/Risk Management Committee of the Board/Board and other committees.

Contributing Responsibilities

 Coordinate & Assist: IT-Internal Audits, ISO 27001 & other ISO Certification Audits, SOC Audits, UIDAI IS AUDIT and other related Audits.

 Coordinate & assist in preparation/review of documentation, process & procedure for ISO certifications like ISO 27001, ISO 22301, ISO 27701

 Assist in preparing and monitoring IT compliance check list, UIDAI Self-Assessment etc.

 Must be motivated, and able to work independently as well as part of a team and must demonstrate ethical responsibility, maturity, and discretion.

Technical & Behavioral Competencies:

 Knowledge of Risk Management Principles/Concepts.

 Must have demonstrable previous experience in Risk Management function/

Audits/Compliance. Relevant Exposure in Banking/financial institutions preferred.

 Knowledge of Risk Management Tools.

 Knowledge of the Indian financial markets, banking system and its related instruments

 Understanding /Exposure /Experience in IT Security/ Security System development, and/or operations. Vulnerability/ Patch Management/DevSecOps is a plus.

 Have good understanding of Information Technology/ Cyber Security, Data Privacy laws, rules & regulations.

 Have general knowledge on emerging technologies such as Fintech, Mobile & Virtualization.

 Analytical, problem-solving and communication skills

 Must have Good English oral and written communication. Other Indian languages should be highlighted.

📌 Risk Manager (Ahmedabad)
🏢 OPLinnovate
📍 Ahmedabad