Education: Graduation

Experience: 0-2 years of experience in the relevant field

Role Purpose:

- To process Loan Application at Pre sanction Stage in Finnone

- Preparation of Credit Appraisal Memo

- Financial Analysis of Co for various proposals

- Updation of Customer Data in CAS with complete accuracy

- Talk to the customer and get relevant information with related to loan processing

- Quality Check of File post Disbursement

- Timely updation on New and Existing Policies rolled out

KEY ACCOUNTABILITIES

Accountability Cluster 1

- Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA)

Accountability Cluster 2

- Ensuring Comprehensive internal control of Policy and processes by Maintaining quality of data in system without errors

Accountability Cluster 3

- Timely update on Various Current & Existing Polices adherence while getting the file processed

Accountability Cluster 4

- Complete analysis of customer profile and sending the case to the credit manager.



Analysis includes the financial analysis of the corporate customers by looking at the financials statements of customer.

Accountability Cluster 5

- Tele verification of the customer by calling him and understand the purpose of loan required by customer. Calling to the references given by customer as well to cross check the profile of the customer.

Accountability Cluster 6

- First level of customer profile check in credit on the various parameters mentioned in the policy of thee company.

Accountability Cluster 7

- Quality Check of File post Disbursement on various parameters mentioned in the hind-sighting module and highlight the errors done by the team during the loan processing

Skills and Competencies:

- Process adherence

- Team Spirit

- Good Communication

- Basic compute knowledge

- Basic understanding of financial statements

📌 CAM Associate (Bengaluru)
🏢 Toyota Financial Services India
📍 Bengaluru