Role & responsibilities

- Responsible for underwriting of Cross Sell products

- Manage credit quality and control delinquencies.

- Understand credit policy and processes as well as credit environment in the city / branch.

- Ensuring 100% screening of current applications.

- Ensuring appropriate work allocation.

- Responsible for updating and maintain sound Market intelligence of Consumer Durable business.

- Investigation on pre-acquisition fraud's

- Managing Weekly and Monthly MIS and Trackers.

- Assessing training needs to accelerate his teams performance.

- Frequent check on feedback going to business.

- Monitor and enforce approval rate and TAT as per prescribed standards.

- Co-ordination with Business team for resolving queries.

- Sharing of best practices and trend for respective locations.

- Managing manpower requirements on timely basis.

- Fraud detection and prevention.

- Credit Management.

- Decision making and capability of exception processing.

- Workflow understanding and good time-motion study abilities.

- Team Management.

Preferred candidate profile

- Graduate / MBA with 6 8 years of experience

- Understanding of Loans Business and its key aspects

- Must have team handling experience.

📌 Hub Credit Manager (Chennai)
🏢 HDB Financial Services
📍 Chennai