Immediate Joiner only

PRINCIPAL RESPONSIBLITIES

- Perform comprehensive post-closing underwriting reviews of mortgage loan flies in accordance with established underwriting guidelines
- Analyze borrower credit profiles, Income documentation, assets, employment history, and collateral information to assess loan eligibility and risk
- Review loan files for completeness, accuracy, and compliance with client, investor, and agency requirements.
- Identify underwriting exceptions, documentation deficiencies, and potential risk factors, and escalate issues as appropriate. 6 Ensure all assigned loans are reviewed within agreed turnaround times (TATs) and service level agreements (SLAs).
- Adhere to investor, agency, regulatory, and client-specific underwriting guidelines.
- Maintain high levels of quality and accuracy in undertriting decisions and documentation reviews
- Ensure compliance with company policies, information security requirements,



and mortgage industry regulations. 10 Participate in quality reviews dimplement feedback received from Quality Analysts, SMEs, and Team Leads

CRITICAL SKILLS REQUIRED

- Strong knowledge of US Residential and Commercial Mortgage Underwriting processes.
- Expertise in Credit analysis, Income calculation and validation, Asset verification and review, Collateral assessment, Lotan eligibilty review & Risk assessment
- Thorough understanding of agency, investor, regulatory, and client-specific underwriting guidelines
- Strong analytical and decision-making capabilities
- Ability to interpret complex financial and underwriting documents.
- Good verbal and written communicadon skills.
- Solid attention to detall and commitment to quality

📌 Loan Processing Specialist (Pune)
🏢 Wipro
📍 Pune