*Job Description State Head (Personal Loan Collections)*

Company: Kissht Finance

Role: State Head – Personal Loan (PL) Collections

Employment Type: On-Roll

Experience Required: 4+ Years

Industry Preference: NBFC / Banking Sector

Product: Unsecured Personal Loans (PL)

Location: State-Level Responsibility

Job Summary

We are seeking an experienced and result-oriented State Head – Personal Loan Collections to lead and manage collections operations across the state. The incumbent will be responsible for driving collection efficiency, minimizing delinquency, managing field collection teams, and ensuring compliance with company policies and regulatory guidelines.

*Key Skills*

Unsecured Loan Collections

Personal Loan (PL) Collections

Field Collections

Delinquency Management

Recovery Management

Agency Management

Team Leadership

Portfolio Risk Management

Collections MIS & Reporting

Stakeholder Management

Compliance & Regulatory Knowledge

Preferred Industry: NBFC, Fintech, Banking Sector

Reporting To: Zonal Collections Head (as applicable)

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