AVP –

- Head of Treasury Operations ( Remittance and Loans and Deposits )

Department: Wealth Management - OPS

About Business line/Function: Wealth Management OPS

Role Purpose: The Head of Treasury Operations will be responsible for the strategic leadership and end-to-end management of the Remittance, Loans, and Deposits functions. The incumbent will ensure that all transactional activities are executed with precision, within regulatory frameworks, and in alignment with the Bank’s liquidity and risk management objectives.

- Key Responsibilities
- Strategic Oversight &
- Management
- Functional Leadership: Direct and oversee the daily operations of the Remittance, Loans, and Deposits teams to ensure seamless execution of treasury services.
- Process Optimization: Drive continuous improvement initiatives through automation and workflow redesign to enhance operational efficiency and reduce manual intervention.
- Scalability: Design and implement operational frameworks that support business growth and increasing transaction volumes.
- Remittance Management
- Cross-Border Excellence: Oversee the lifecycle of domestic and international remittances, ensuring adherence to SWIFT standards and correspondent banking protocols.
- Regulatory Compliance: Ensure all remittance activities comply with AML (Anti-Money Laundering), KYC (Know Your Customer), and Sanctions screening requirements.
- Settlement Risk: Manage liquidity requirements for real-time settlement and minimize settlement fails or delays.
- Loans &
- Deposits Oversight
- Lifecycle Management: Oversee the operational lifecycle of both credit products (loans) and funding products (deposits), from booking and interest calculation to maturity and repayment.
- Data Integrity: Ensure the accurate recording of principal, interest, and fees within the core banking systems and the General Ledger.
- Reconciliation: Implement robust reconciliation processes between treasury sub-ledgers and the central accounting system to ensure zero discrepancy.
- Risk, Control &
- Governance
- Internal Controls: Establish and maintain a strong control environment (RCSA - Risk and Control Self-Assessment) to mitigate operational, fraud, and market risks.
- Incident Management: Lead the investigation and remediation of operational errors, ensuring root-cause analysis (RCA) is performed and preventive measures are applied.
- Audit &
- Compliance:



Act as the primary point of contact for internal/external auditors and regulatory bodies regarding the specific operational functions under management.
- Candidate Profile

Technical Competencies

- Treasury Expertise: Deep understanding of cash management, liquidity flows, and the operational mechanics of money market instruments.
- Regulatory Knowledge: Strong command of local and international banking regulations (e.g., Basel III, AML/CFT standards).
- Systems Proficiency: Experience with Core Banking Systems (CBS), SWIFT, and Treasury Management Systems (TMS).

Leadership &

- Soft Skills

Comes with relevant 12/14 years of experience.
- Strategic Thinking: Ability to translate high-level treasury strategies into actionable operational workflows.
- Crisis Management: Calmness and decisiveness in managing high-value transaction failures or liquidity pressures.
- Stakeholder Management: Ability to collaborate effectively with Front Office (Traders), Risk Management, IT, and Compliance departments.
- Suggested Key Performance Indicators (KPIs)
Operational Accuracy: Error rates in transaction processing (aiming for
- Turnaround Time (TAT): Efficiency of remittance processing and loan disbursement/closure.
- Compliance Score: Results from internal audits and regulatory examinations.
- Cost Efficiency: Reduction in operational cost per transaction through automation.
Education Level: Graduate / Post Graduate in Commerce

Location: Mumbai

About BNP Paribas Group BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking &

- Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval
- Investment &
- Protection Services for savings, investment, and protection solutions; and Corporate &
- Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model,



the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.

About BNP Paribas India Solutions

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center.

India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.

Commitment to Diversity and Inclusion

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment prospect for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.

As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.

📌 Head of Treasury Operations - ISPL Wealth Management (Mumbai)
🏢 BNP Paribas
📍 Mumbai