Job Description
Credit Analyst / Credit Operations Executive – Loan Against Mutual Funds (LAMF)Department: Credit & Risk / Loan Operations Vertical: Loan Against Securities (LAS) – Mutual Funds Role SummaryWe are seeking a Credit Analyst / Credit Operations Executive to handle end-to-end credit underwriting, sanctioning, Mutual Fund collateral lien management, and disbursement coordination for Loan Against Mutual Funds (LAMF) while ensuring strict regulatory compliance and rapid turnaround times (TAT).
Key Responsibilities
• Credit Underwriting: Coordinate with RMs/AMs to assess client requirements, verify KYC/financial documents, run CIBIL and Sherlock compliance checks, and prepare Credit Appraisal Memos (CAM).
•
• Sanctioning & Documentation: Obtain CAM approvals, issue Sanction Letters, and ensure timely collection of original documents within defined TAT.
•
• MF Collateral Management:
Issue lien and un-lien marking letters for Mutual Fund units, verify Statements of Account (SOA), and update pledged unit details in the system.
•
• Disbursement & Compliance: Coordinate client disbursement requests with Operations and ensure full adherence to regulatory and internal credit policies.
• Qualifications & Skills
•
Education:
B.
Com / BAF / BMS or equivalent in Finance/Commerce (MBA Finance / CA Inter preferred).
•
•
Experience:
1–4 years in Credit Underwriting, Credit Operations, or LAS/LAMF (NBFC, Bank, or Wealth Management).
•
•
Skills:
CAM preparation, CIBIL/compliance analysis, MF lien/SOA workflows (CAMS/KFintech), MS Excel, and LOS software proficiency.