Relationship Officer - LAP ( Siddipet )

Relationship Officer - LAP ( Siddipet )

11 Jun
|
Credit Saison India
|
Siddipet

11 Jun

Credit Saison India

Siddipet

Job Summary

Responsible for managing and growing a portfolio of Loan Against Property (LAP) clients in the Siddipet region, ensuring excellent customer service and achieving sales targets.

Job Responsibilities

- Identify and acquire recent LAP clients through various channels, including market visits, lead generation, and networking.

- Build and maintain strong relationships with existing clients to ensure repeat business and referrals.

- Conduct thorough credit appraisals and financial analysis of loan applicants to assess eligibility and risk.

- Present and explain LAP products and services to potential clients, addressing their queries and concerns.

- Negotiate loan terms and conditions in line with company policies and market rates.

- Prepare and process loan applications, ensuring accuracy and completeness of documentation.

- Monitor portfolio performance, identify potential risks, and implement corrective actions.

- Achieve assigned sales targets for LAP products and contribute to the overall business growth.

- Stay updated with market trends, competitor activities,



and regulatory changes in the LAP sector.

- Provide excellent customer service and resolve client issues promptly and efficiently.

Job Qualifications**

- Bachelor's degree in Business Administration, Finance, Marketing, or a related field.

- Minimum of 2-4 years of experience in sales or relationship management, preferably in the banking or financial services industry with a focus on LAP.

- Proven track record of achieving sales targets and building strong client relationships.

- Strong understanding of financial products, particularly Loan Against Property.

- Excellent communication, negotiation, and interpersonal skills.

- Ability to analyze financial data and assess creditworthiness.

- Self-motivated, target-oriented, and able to work independently.

- Proficiency in local languages (Telugu and English) is essential.

- Familiarity with the Siddipet market and customer base is highly desirable.

📌 Relationship Officer - LAP ( Siddipet )
🏢 Credit Saison India
📍 Siddipet

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