- Primary Function: Evaluate commercial loan proposals (specifically Commercial Vehicles and Construction Equipment), analyze borrower finances/risks, draft recommendation notes, and monitor portfolio quality to maintain low delinquency.
Must-Have Candidate Criteria
- Education: MBA or M.Com degree with a minimum 60% aggregate and no active arrears.
- Experience: 0 to 2 years of relevant experience (open to freshers with strong academic credentials).
- Domain Knowledge: Understanding of retail credit policies, financial statement analysis, income assessment (with or without formal financials), and asset viability for Commercial Vehicles (CV) and Construction Equipment (CE).
Key Sourcing Keywords
- Credit Appraisal, Loan Underwriting, CV/CE Loans, Financial Statement Analysis, Income Assessment, Portfolio Quality, MIS Reporting, Retail Credit Policy.
Ideal Behavioral Traits
- Robust attention to detail, high integrity, ability to work under tight turnaround times (TATs), and solid internal stakeholder coordination skills.
📌 Credit Analyst / Underwriter - Commercial Loans (CV & CE) (Chennai)
🏢 Saaki Argus And Averil Consulting
📍 Chennai
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.