A seasoned technology audit leader with deep payments/core banking domain knowledge, strong regulatory awareness, proven people management skills, and the ability to influence at the most senior levels (Board, C-suite, Regulators).

1. Experience & Seniority
18+ years of senior-level professional experience.
Deep expertise in payments and core banking technology controls , risk management , and assurance .
Proven experience in large financial institutions (preferred).
2. Technical Expertise (Must-Have Knowledge)
Payments & Core Banking Technologies :
Payments processing & orchestration
Core banking systems
Real-time payment systems
SWIFT infrastructure & financial messaging
API & integration services
Middleware, ESB, and messaging infrastructure
Open Banking & API ecosystems
Cloud-based payment services
Digital workflow systems supporting core banking/payments
Data Analytics :
Proficiency in Python and SQL for audit testing and automation.
Risk & Control Frameworks :
Technology risk management
Control design and effectiveness assessment
Regulatory expectations (MAS, PRA, FCA)
3. Leadership & Stakeholder Management
Proven ability to lead and manage Senior Audit Managers and teams.
Experience engaging with:
CIO, CTO, and payments/core banking leaders
Board Audit Committees
Regulators and external reviewers
Ability to act as a trusted advisor and provide independent, forward-looking assurance.
4.



Audit & Assurance Skills
End-to-end audit delivery (planning, execution, reporting).
Strong understanding of IIA standards and internal audit methodology .
Experience in Board and Audit Committee reporting .
Ability to identify emerging risks (e.g., cloud adoption, instant payments, open banking).
5. Soft Skills & Behaviours
Excellent written and verbal communication – can explain complex risks to non-technical stakeholders.
Confident and courageous – able to raise concerns professionally.
Proactive, self-directed , and able to work with minimal supervision.
Robust collaboration skills in a global team environment.
6. Education & Certifications
Degree in Computer Science, Information Systems, Computer Engineering, or related field.
Preferred certifications :
CISA, CISM, CISSP, CRISC, CCSP (desirable)
Accredited Payments Risk Professional or expertise in SWIFT, ISO 20022, real-time payments, or card processing.
7. Regulatory & Conduct Expectations
Deep understanding of MAS, PRA, FCA regulatory requirements.
Commitment to high ethical standards , Group Values , and Code of Conduct .
8. Budget & Resource Management
Experience managing audit delivery within allocated budgets .
Drive cost optimisation and productivity improvements .
Leverage automation and data analytics to improve efficiency.

📌 Audit Director - Payments Core Banking (Bengaluru)
🏢 Investment Banking
📍 Bengaluru